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credit union

Gateway Metro

Saint Louis, MO · Est. 1935
F
Trust Grade
Weak
Score: 43/100

Gateway Metro is a credit union based in Saint Louis, Missouri, established in 1935, with $177 million in total assets serving 9,510 members. By Trust Grade it ranks 86th of 89 credit unions we track in Missouri. Its net worth ratio of 5.9% trails most similarly sized credit unions (0th percentile), versus a Missouri median of 11.4%. It posted a loss over the most recent period (-7.22% return on assets), a point to watch. No consumer complaints against Gateway Metro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.1M
$100M–1B institution
Members
9,510
Shares & deposits
Net worth ratio
5.9%
Bottom 0% of $100M–1B peers · Missouri median 11.4%
Return on assets
-7.2%
Bottom 0% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#86
of 89 credit unions

How Gateway Metro compares to Missouri peers

Net worth ratio
Bottom 0% of $100M–1B peers
Gateway Metro
5.9%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of $100M–1B peers
Gateway Metro
-7.2%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Gateway Metro

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
43/100
Customer experience
n/a
Overall
F · 43
  • Below the well-capitalized threshold (5.9%)
  • Unprofitable over the period (ROA -7.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gateway Metro over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gateway Metro insured?

Yes. Gateway Metro is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gateway Metro: frequently asked questions

Is Gateway Metro a good credit union?

Gateway Metro earns a Bankzia Trust Grade of F (43/100, "Weak"), based on a financial-strength score of 43/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.9%); Unprofitable over the period (ROA -7.22%).

Is Gateway Metro NCUA-insured?

Yes. Gateway Metro is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gateway Metro?

Gateway Metro holds $177 million in total assets, ranking 86th of 89 credit unions we track in Missouri. It serves 9,510 members.

Does Gateway Metro have CFPB complaints?

No CFPB complaints against Gateway Metro appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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