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credit union

Conservation Employees

Jefferson City, MO · Est. 1955
B
Trust Grade
Strong
Score: 89/100

Conservation Employees is a credit union based in Jefferson City, Missouri, established in 1955, with $192 million in total assets serving 9,474 members. By Trust Grade it ranks 52nd of 89 credit unions we track in Missouri. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Conservation Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$192.0M
$100M–1B institution
Members
9,474
Shares & deposits
Net worth ratio
9.6%
Bottom 24% of $100M–1B peers · Missouri median 11.4%
Return on assets
1.1%
Top 24% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#52
of 89 credit unions

How Conservation Employees compares to Missouri peers

Net worth ratio
Bottom 24% of $100M–1B peers
Conservation Employees
9.6%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
Conservation Employees
1.1%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Conservation Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Conservation Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Conservation Employees insured?

Yes. Conservation Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Conservation Employees: frequently asked questions

Is Conservation Employees a good credit union?

Conservation Employees earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.10%).

Is Conservation Employees NCUA-insured?

Yes. Conservation Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Conservation Employees?

Conservation Employees holds $192 million in total assets, ranking 52nd of 89 credit unions we track in Missouri. It serves 9,474 members.

Does Conservation Employees have CFPB complaints?

No CFPB complaints against Conservation Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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