Bitterroot Community
Bitterroot Community is a credit union based in Darby, Montana, established in 1968, with $19 million in total assets serving 2,168 members. By Trust Grade it ranks 34th of 41 credit unions we track in Montana. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Bitterroot Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bitterroot Community compares to Montana peers
How we graded Bitterroot Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Bitterroot Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bitterroot Community insured?
Yes. Bitterroot Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bitterroot Community: frequently asked questions
Is Bitterroot Community a good credit union?
Bitterroot Community earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.85%).
Is Bitterroot Community NCUA-insured?
Yes. Bitterroot Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bitterroot Community?
Bitterroot Community holds $19 million in total assets, ranking 34th of 41 credit unions we track in Montana. It serves 2,168 members.
Does Bitterroot Community have CFPB complaints?
No CFPB complaints against Bitterroot Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
