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credit union

Seg

Laurel, MT · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Seg is a credit union based in Laurel, Montana, established in 1951, with $26 million in total assets serving 1,992 members. By Trust Grade it ranks 2nd of 41 credit unions we track in Montana. Its net worth ratio of 12.6% trails most similarly sized credit unions (38th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Seg appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.5M
<$100M institution
Members
1,992
Shares & deposits
Net worth ratio
12.6%
Bottom 38% of <$100M peers · Montana median 11.9%
Return on assets
1.4%
Top 18% of <$100M peers · Montana median 0.78%
Rank in Montana
#2
of 41 credit unions

How Seg compares to Montana peers

Net worth ratio
Bottom 38% of <$100M peers
Seg
12.6%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of <$100M peers
Seg
1.4%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Seg

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Seg over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Seg insured?

Yes. Seg is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Seg: frequently asked questions

Is Seg a good credit union?

Seg earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 1.39%).

Is Seg NCUA-insured?

Yes. Seg is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Seg?

Seg holds $26 million in total assets, ranking 2nd of 41 credit unions we track in Montana. It serves 1,992 members.

Does Seg have CFPB complaints?

No CFPB complaints against Seg appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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