St. Pats Employees
St. Pats Employees is a credit union based in Missoula, Montana, established in 1968, with $6 million in total assets serving 649 members. By Trust Grade it ranks 13th of 41 credit unions we track in Montana. Its net worth ratio of 12.3% trails most similarly sized credit unions (36th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against St. Pats Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Pats Employees compares to Montana peers
How we graded St. Pats Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Pats Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. Pats Employees insured?
Yes. St. Pats Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Pats Employees: frequently asked questions
Is St. Pats Employees a good credit union?
St. Pats Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.96%).
Is St. Pats Employees NCUA-insured?
Yes. St. Pats Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. Pats Employees?
St. Pats Employees holds $6 million in total assets, ranking 13th of 41 credit unions we track in Montana. It serves 649 members.
Does St. Pats Employees have CFPB complaints?
No CFPB complaints against St. Pats Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
