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Northern Montana Hospital

Havre, MT · Est. 1969
B
Trust Grade
Strong
Score: 89/100

Northern Montana Hospital is a credit union based in Havre, Montana, established in 1969, with $1 million in total assets serving 188 members. By Trust Grade it ranks 30th of 41 credit unions we track in Montana. Its net worth ratio of 11.1% trails most similarly sized credit unions (26th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Northern Montana Hospital appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0M
<$100M institution
Members
188
Shares & deposits
Net worth ratio
11.1%
Bottom 26% of <$100M peers · Montana median 11.9%
Return on assets
0.3%
Bottom 34% of <$100M peers · Montana median 0.78%
Rank in Montana
#30
of 41 credit unions

How Northern Montana Hospital compares to Montana peers

Net worth ratio
Bottom 26% of <$100M peers
Northern Montana
11.1%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Northern Montana
0.3%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Northern Montana Hospital

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northern Montana Hospital over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northern Montana Hospital insured?

Yes. Northern Montana Hospital is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northern Montana Hospital: frequently asked questions

Is Northern Montana Hospital a good credit union?

Northern Montana Hospital earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.27%).

Is Northern Montana Hospital NCUA-insured?

Yes. Northern Montana Hospital is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northern Montana Hospital?

Northern Montana Hospital holds $1 million in total assets, ranking 30th of 41 credit unions we track in Montana. It serves 188 members.

Does Northern Montana Hospital have CFPB complaints?

No CFPB complaints against Northern Montana Hospital appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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