Froid
Froid is a credit union based in Froid, Montana, established in 1940, with $1 million in total assets serving 165 members. By Trust Grade it ranks 10th of 41 credit unions we track in Montana. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Froid appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Froid compares to Montana peers
How we graded Froid
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Froid over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Froid insured?
Yes. Froid is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Froid: frequently asked questions
Is Froid a good credit union?
Froid earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.02%).
Is Froid NCUA-insured?
Yes. Froid is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Froid?
Froid holds $1 million in total assets, ranking 10th of 41 credit unions we track in Montana. It serves 165 members.
Does Froid have CFPB complaints?
No CFPB complaints against Froid appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
