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credit union

Whitefish Credit Union Association

Whitefish, MT · Est. 1934
A
Trust Grade
Excellent
Score: 93/100

Whitefish Credit Union Association is a credit union based in Whitefish, Montana, established in 1934, with $2.1 billion in total assets serving 64,905 members. By Trust Grade it ranks 23rd of 41 credit unions we track in Montana. Its net worth ratio of 12.6% is stronger than 76% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Whitefish Credit Union Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Members
64,905
Shares & deposits
Net worth ratio
12.6%
Top 24% of $1B–10B peers · Montana median 11.9%
Return on assets
0.4%
Bottom 21% of $1B–10B peers · Montana median 0.78%
Rank in Montana
#23
of 41 credit unions

How Whitefish Credit Union Association compares to Montana peers

Net worth ratio
Top 24% of $1B–10B peers
Whitefish Credit
12.6%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $1B–10B peers
Whitefish Credit
0.4%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Whitefish Credit Union Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Whitefish Credit Union Association over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Whitefish Credit Union Association insured?

Yes. Whitefish Credit Union Association is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Whitefish Credit Union Association: frequently asked questions

Is Whitefish Credit Union Association a good credit union?

Whitefish Credit Union Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.39%).

Is Whitefish Credit Union Association NCUA-insured?

Yes. Whitefish Credit Union Association is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Whitefish Credit Union Association?

Whitefish Credit Union Association holds $2.1 billion in total assets, ranking 23rd of 41 credit unions we track in Montana. It serves 64,905 members.

Does Whitefish Credit Union Association have CFPB complaints?

No CFPB complaints against Whitefish Credit Union Association appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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