Park Side Financial
Park Side Financial is a credit union based in Whitefish, Montana, established in 1965, with $389 million in total assets serving 30,171 members. By Trust Grade it ranks 33rd of 41 credit unions we track in Montana. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Park Side Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Park Side Financial compares to Montana peers
How we graded Park Side Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Park Side Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Park Side Financial insured?
Yes. Park Side Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Park Side Financial: frequently asked questions
Is Park Side Financial a good credit union?
Park Side Financial earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Strongly profitable (ROA 1.02%).
Is Park Side Financial NCUA-insured?
Yes. Park Side Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Park Side Financial?
Park Side Financial holds $389 million in total assets, ranking 33rd of 41 credit unions we track in Montana. It serves 30,171 members.
Does Park Side Financial have CFPB complaints?
No CFPB complaints against Park Side Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
