credit union

Central Nebraska

Grand Island, NE · Est. 1949
B
Trust Grade
Strong
Score: 86/100

Central Nebraska is a credit union based in Grand Island, Nebraska, established in 1949, with $12 million in total assets serving 1,095 members. By Trust Grade it ranks 37th of 50 credit unions we track in Nebraska. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a Nebraska median of 12.5%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Central Nebraska appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.7M
<$100M institution
Members
1,095
Shares & deposits
—
Net worth ratio
10.6%
Bottom 22% of <$100M peers · Nebraska median 12.5%
Return on assets
0.1%
Bottom 27% of <$100M peers · Nebraska median 0.79%
Rank in Nebraska
#37
of 50 credit unions

How Central Nebraska compares to Nebraska peers

Net worth ratio
Bottom 22% of <$100M peers
Central Nebraska
10.6%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
Central Nebraska
0.1%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Central Nebraska

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Nebraska over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Central Nebraska insured?

Yes. Central Nebraska is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Nebraska: frequently asked questions

Is Central Nebraska a good credit union?

Central Nebraska earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.15%).

Is Central Nebraska NCUA-insured?

Yes. Central Nebraska is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Central Nebraska?

Central Nebraska holds $12 million in total assets, ranking 37th of 50 credit unions we track in Nebraska. It serves 1,095 members.

Does Central Nebraska have CFPB complaints?

No CFPB complaints against Central Nebraska appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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credit union · Lincoln, NE · $10M assets
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credit union · Hemingford, NE · $10M assets
Northeast Nebraska
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Electrical Workers No 22
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Woodmen
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Box Butte Public Employees
credit union · Alliance, NE · $8M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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