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credit union

Lincoln S.D.A.

Lincoln, NE · Est. 1965
C
Trust Grade
Average
Score: 78/100

Lincoln S.D.A. is a credit union based in Lincoln, Nebraska, established in 1965, with $10 million in total assets serving 1,146 members. By Trust Grade it ranks 44th of 50 credit unions we track in Nebraska. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Nebraska median of 12.5%. It posted a loss over the most recent period (-0.74% return on assets), a point to watch. No consumer complaints against Lincoln S.D.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.1M
<$100M institution
Members
1,146
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Nebraska median 12.5%
Return on assets
-0.7%
Bottom 10% of <$100M peers · Nebraska median 0.79%
Rank in Nebraska
#44
of 50 credit unions

How Lincoln S.D.A. compares to Nebraska peers

Net worth ratio
Bottom 22% of <$100M peers
Lincoln S.D.A.
10.7%
Nebraska median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
Lincoln S.D.A.
-0.7%
Nebraska median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Lincoln S.D.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (10.7% capital ratio)
  • Unprofitable over the period (ROA -0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lincoln S.D.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lincoln S.D.A. insured?

Yes. Lincoln S.D.A. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lincoln S.D.A.: frequently asked questions

Is Lincoln S.D.A. a good credit union?

Lincoln S.D.A. earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Unprofitable over the period (ROA -0.74%).

Is Lincoln S.D.A. NCUA-insured?

Yes. Lincoln S.D.A. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lincoln S.D.A.?

Lincoln S.D.A. holds $10 million in total assets, ranking 44th of 50 credit unions we track in Nebraska. It serves 1,146 members.

Does Lincoln S.D.A. have CFPB complaints?

No CFPB complaints against Lincoln S.D.A. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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