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Financial Resources

Branchburg, NJ · Est. 1950
B
Trust Grade
Strong
Score: 81/100

Financial Resources is a credit union based in Branchburg, New Jersey, established in 1950, with $634 million in total assets serving 30,297 members. By Trust Grade it ranks 102nd of 127 credit unions we track in New Jersey. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Financial Resources appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$634.2M
$100M–1B institution
Members
30,297
Shares & deposits
Net worth ratio
9.1%
Bottom 16% of $100M–1B peers · New Jersey median 13.9%
Return on assets
0.1%
Bottom 12% of $100M–1B peers · New Jersey median 0.26%
Rank in New Jersey
#102
of 127 credit unions

How Financial Resources compares to New Jersey peers

Net worth ratio
Bottom 16% of $100M–1B peers
Financial Resources
9.1%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
Financial Resources
0.1%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Financial Resources

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (9.1% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Financial Resources over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Financial Resources insured?

Yes. Financial Resources is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Financial Resources: frequently asked questions

Is Financial Resources a good credit union?

Financial Resources earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.13%).

Is Financial Resources NCUA-insured?

Yes. Financial Resources is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Financial Resources?

Financial Resources holds $634 million in total assets, ranking 102nd of 127 credit unions we track in New Jersey. It serves 30,297 members.

Does Financial Resources have CFPB complaints?

No CFPB complaints against Financial Resources appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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