Terminals
Terminals is a credit union based in Carteret, New Jersey, established in 1967, with $964 thousand in total assets serving 83 members. By Trust Grade it ranks 16th of 127 credit unions we track in New Jersey. Its net worth ratio of 37.0% is stronger than 97% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 4.10% return on assets. No consumer complaints against Terminals appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Terminals compares to New Jersey peers
How we graded Terminals
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (37.0% capital ratio)
- Strongly profitable (ROA 4.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Terminals over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Terminals insured?
Yes. Terminals is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Terminals: frequently asked questions
Is Terminals a good credit union?
Terminals earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (37.0% capital ratio); Strongly profitable (ROA 4.10%).
Is Terminals NCUA-insured?
Yes. Terminals is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Terminals?
Terminals holds $1 million in total assets, ranking 16th of 127 credit unions we track in New Jersey. It serves 83 members.
Does Terminals have CFPB complaints?
No CFPB complaints against Terminals appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
