Ocean County Employees
Ocean County Employees is a credit union based in Toms River, New Jersey, established in 1968, with $1 million in total assets serving 348 members. By Trust Grade it ranks 17th of 127 credit unions we track in New Jersey. Its net worth ratio of 19.5% is stronger than 76% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 2.91% return on assets. No consumer complaints against Ocean County Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ocean County Employees compares to New Jersey peers
How we graded Ocean County Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.5% capital ratio)
- Strongly profitable (ROA 2.91%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Ocean County Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ocean County Employees insured?
Yes. Ocean County Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ocean County Employees: frequently asked questions
Is Ocean County Employees a good credit union?
Ocean County Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.5% capital ratio); Strongly profitable (ROA 2.91%).
Is Ocean County Employees NCUA-insured?
Yes. Ocean County Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ocean County Employees?
Ocean County Employees holds $1 million in total assets, ranking 17th of 127 credit unions we track in New Jersey. It serves 348 members.
Does Ocean County Employees have CFPB complaints?
No CFPB complaints against Ocean County Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
