L'Oreal Usa
L'Oreal Usa is a credit union based in Clark, New Jersey, established in 1972, with $21 million in total assets serving 1,673 members. By Trust Grade it ranks 81st of 127 credit unions we track in New Jersey. Its net worth ratio of 25.4% is stronger than 90% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.46% return on assets), a point to watch. No consumer complaints against L'Oreal Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How L'Oreal Usa compares to New Jersey peers
How we graded L'Oreal Usa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (25.4% capital ratio)
- Unprofitable over the period (ROA -0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for L'Oreal Usa over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at L'Oreal Usa insured?
Yes. L'Oreal Usa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
L'Oreal Usa: frequently asked questions
Is L'Oreal Usa a good credit union?
L'Oreal Usa earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (25.4% capital ratio); Unprofitable over the period (ROA -0.46%).
Is L'Oreal Usa NCUA-insured?
Yes. L'Oreal Usa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is L'Oreal Usa?
L'Oreal Usa holds $21 million in total assets, ranking 81st of 127 credit unions we track in New Jersey. It serves 1,673 members.
Does L'Oreal Usa have CFPB complaints?
No CFPB complaints against L'Oreal Usa appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
