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credit union

P.S.E. & G. Nuclear Employees

Hancocks Bridge, NJ · Est. 1985
A
Trust Grade
Excellent
Score: 93/100

P.S.E. & G. Nuclear Employees is a credit union based in Hancocks Bridge, New Jersey, established in 1985, with $10 million in total assets serving 936 members. By Trust Grade it ranks 40th of 127 credit unions we track in New Jersey. Its net worth ratio of 13.7% trails most similarly sized credit unions (46th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against P.S.E. & G. Nuclear Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.0M
<$100M institution
Members
936
Shares & deposits
Net worth ratio
13.7%
Bottom 46% of <$100M peers · New Jersey median 13.9%
Return on assets
0.4%
Bottom 38% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#40
of 127 credit unions

How P.S.E. & G. Nuclear Employees compares to New Jersey peers

Net worth ratio
Bottom 46% of <$100M peers
P.S.E. &
13.7%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of <$100M peers
P.S.E. &
0.4%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded P.S.E. & G. Nuclear Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.7% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for P.S.E. & G. Nuclear Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at P.S.E. & G. Nuclear Employees insured?

Yes. P.S.E. & G. Nuclear Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

P.S.E. & G. Nuclear Employees: frequently asked questions

Is P.S.E. & G. Nuclear Employees a good credit union?

P.S.E. & G. Nuclear Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 0.37%).

Is P.S.E. & G. Nuclear Employees NCUA-insured?

Yes. P.S.E. & G. Nuclear Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is P.S.E. & G. Nuclear Employees?

P.S.E. & G. Nuclear Employees holds $10 million in total assets, ranking 40th of 127 credit unions we track in New Jersey. It serves 936 members.

Does P.S.E. & G. Nuclear Employees have CFPB complaints?

No CFPB complaints against P.S.E. & G. Nuclear Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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