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credit union

Kearny Municipal Employees

Kearny, NJ · Est. 1955
92/ 100
Trust Grade
Excellent
92 out of 100

Kearny Municipal Employees is a credit union based in Kearny, New Jersey, established in 1955, with $5 million in total assets serving 699 members. By Trust Grade it ranks 45th of 127 credit unions we track in New Jersey. Its net worth ratio of 26.5% is stronger than 91% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Kearny Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.5M
<$100M institution
Members
699
Shares & deposits
Net worth ratio
26.5%
Top 9% of <$100M peers · New Jersey median 13.9%
Return on assets
0.3%
Bottom 33% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#45
of 127 credit unions

How Kearny Municipal Employees compares to New Jersey peers

Net worth ratio
Top 9% of <$100M peers
Kearny Municipal
26.5%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Kearny Municipal
0.3%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Kearny Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (26.5% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Kearny Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kearny Municipal Employees insured?

Yes. Kearny Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kearny Municipal Employees: frequently asked questions

Is Kearny Municipal Employees a good credit union?

Kearny Municipal Employees earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (26.5% capital ratio); Profitable (ROA 0.25%).

Is Kearny Municipal Employees NCUA-insured?

Yes. Kearny Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kearny Municipal Employees?

Kearny Municipal Employees holds $5 million in total assets, ranking 45th of 127 credit unions we track in New Jersey. It serves 699 members.

Does Kearny Municipal Employees have CFPB complaints?

No CFPB complaints against Kearny Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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