N. J. Latvian
N. J. Latvian is a credit union based in Freehold, New Jersey, established in 1971, with $5 million in total assets serving 130 members. By Trust Grade it ranks 90th of 127 credit unions we track in New Jersey. Its net worth ratio of 15.5% is stronger than 59% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.53% return on assets), a point to watch. No consumer complaints against N. J. Latvian appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How N. J. Latvian compares to New Jersey peers
How we graded N. J. Latvian
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.5% capital ratio)
- Unprofitable over the period (ROA -0.53%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for N. J. Latvian over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at N. J. Latvian insured?
Yes. N. J. Latvian is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
N. J. Latvian: frequently asked questions
Is N. J. Latvian a good credit union?
N. J. Latvian earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Unprofitable over the period (ROA -0.53%).
Is N. J. Latvian NCUA-insured?
Yes. N. J. Latvian is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is N. J. Latvian?
N. J. Latvian holds $5 million in total assets, ranking 90th of 127 credit unions we track in New Jersey. It serves 130 members.
Does N. J. Latvian have CFPB complaints?
No CFPB complaints against N. J. Latvian appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
