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credit union

West Hudson Teachers

North Arlington, NJ · Est. 1937
91/ 100
Trust Grade
Excellent
91 out of 100

West Hudson Teachers is a credit union based in North Arlington, New Jersey, established in 1937, with $6 million in total assets serving 795 members. By Trust Grade it ranks 50th of 127 credit unions we track in New Jersey. Its net worth ratio of 12.6% trails most similarly sized credit unions (38th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.09% return on assets. No consumer complaints against West Hudson Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.6M
<$100M institution
Members
795
Shares & deposits
Net worth ratio
12.6%
Bottom 38% of <$100M peers · New Jersey median 13.9%
Return on assets
0.1%
Bottom 25% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#50
of 127 credit unions

How West Hudson Teachers compares to New Jersey peers

Net worth ratio
Bottom 38% of <$100M peers
West Hudson
12.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
West Hudson
0.1%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded West Hudson Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.09%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for West Hudson Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Hudson Teachers insured?

Yes. West Hudson Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Hudson Teachers: frequently asked questions

Is West Hudson Teachers a good credit union?

West Hudson Teachers earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.09%).

Is West Hudson Teachers NCUA-insured?

Yes. West Hudson Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Hudson Teachers?

West Hudson Teachers holds $6 million in total assets, ranking 50th of 127 credit unions we track in New Jersey. It serves 795 members.

Does West Hudson Teachers have CFPB complaints?

No CFPB complaints against West Hudson Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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