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credit union

Atlantic City Electric Co Emp

Mays Landing, NJ · Est. 1940
A
Trust Grade
Excellent
Score: 96/100

Atlantic City Electric Co Emp is a credit union based in Mays Landing, New Jersey, established in 1940, with $65 million in total assets serving 3,894 members. By Trust Grade it ranks 27th of 127 credit unions we track in New Jersey. Its net worth ratio of 14.0% trails most similarly sized credit unions (48th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Atlantic City Electric Co Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.7M
<$100M institution
Members
3,894
Shares & deposits
Net worth ratio
14.0%
Bottom 48% of <$100M peers · New Jersey median 13.9%
Return on assets
0.7%
Top 45% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#27
of 127 credit unions

How Atlantic City Electric Co Emp compares to New Jersey peers

Net worth ratio
Bottom 48% of <$100M peers
Atlantic City
14.0%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Atlantic City
0.7%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Atlantic City Electric Co Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (14.0% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Atlantic City Electric Co Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Atlantic City Electric Co Emp insured?

Yes. Atlantic City Electric Co Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Atlantic City Electric Co Emp: frequently asked questions

Is Atlantic City Electric Co Emp a good credit union?

Atlantic City Electric Co Emp earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.70%).

Is Atlantic City Electric Co Emp NCUA-insured?

Yes. Atlantic City Electric Co Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Atlantic City Electric Co Emp?

Atlantic City Electric Co Emp holds $65 million in total assets, ranking 27th of 127 credit unions we track in New Jersey. It serves 3,894 members.

Does Atlantic City Electric Co Emp have CFPB complaints?

No CFPB complaints against Atlantic City Electric Co Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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