United Poles
United Poles is a credit union based in Perth Amboy, New Jersey, established in 1965, with $73 million in total assets serving 2,164 members. By Trust Grade it ranks 115th of 127 credit unions we track in New Jersey. Its net worth ratio of 6.9% trails most similarly sized credit unions (2th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against United Poles appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Poles compares to New Jersey peers
How we graded United Poles
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.9%)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Poles over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Poles insured?
Yes. United Poles is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Poles: frequently asked questions
Is United Poles a good credit union?
United Poles earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.9%); Profitable (ROA 0.52%).
Is United Poles NCUA-insured?
Yes. United Poles is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Poles?
United Poles holds $73 million in total assets, ranking 115th of 127 credit unions we track in New Jersey. It serves 2,164 members.
Does United Poles have CFPB complaints?
No CFPB complaints against United Poles appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
