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credit union

Advanced Financial

New Providence, NJ · Est. 1965
A
Trust Grade
Excellent
Score: 91/100

Advanced Financial is a credit union based in New Providence, New Jersey, established in 1965, with $108 million in total assets serving 6,393 members. By Trust Grade it ranks 53rd of 127 credit unions we track in New Jersey. Its net worth ratio of 15.6% is stronger than 89% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.15% return on assets. Consumers filed 1 complaints about Advanced Financial Company with the CFPB — 9.2 per $1B in assets, a lower rate than 69% of peers.

Total assets
$108.5M
$100M–1B institution
Members
6,393
Shares & deposits
Net worth ratio
15.6%
Top 11% of $100M–1B peers · New Jersey median 13.9%
Return on assets
0.1%
Bottom 14% of $100M–1B peers · New Jersey median 0.26%
Rank in New Jersey
#53
of 127 credit unions

How Advanced Financial compares to New Jersey peers

Net worth ratio
Top 11% of $100M–1B peers
Advanced Financial
15.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Advanced Financial
0.1%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Advanced Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
57.38/100
Overall
A · 91
  • Strongly capitalized (15.6% capital ratio)
  • Profitable (ROA 0.15%)
  • 9.2 complaints per $1B in assets

Consumer complaints (CFPB)

1 complaints filed with the CFPB against Advanced Financial Company — 9.2 per $1B in assets.

Total complaints
1
Per $1B assets
9.2
Lower = better

Are deposits at Advanced Financial insured?

Yes. Advanced Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Advanced Financial: frequently asked questions

Is Advanced Financial a good credit union?

Advanced Financial earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 and a customer-experience score of 57.38/100. Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.15%).

Is Advanced Financial NCUA-insured?

Yes. Advanced Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Advanced Financial?

Advanced Financial holds $108 million in total assets, ranking 53rd of 127 credit unions we track in New Jersey. It serves 6,393 members.

How many complaints does Advanced Financial have?

Consumers filed 1 complaints about Advanced Financial Company with the CFPB, or 9.2 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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