Raritan Bay
Raritan Bay is a credit union based in Sayreville, New Jersey, established in 1941, with $107 million in total assets serving 7,432 members. By Trust Grade it ranks 86th of 127 credit unions we track in New Jersey. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Raritan Bay appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Raritan Bay compares to New Jersey peers
How we graded Raritan Bay
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Raritan Bay over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Raritan Bay insured?
Yes. Raritan Bay is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Raritan Bay: frequently asked questions
Is Raritan Bay a good credit union?
Raritan Bay earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.96%).
Is Raritan Bay NCUA-insured?
Yes. Raritan Bay is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Raritan Bay?
Raritan Bay holds $107 million in total assets, ranking 86th of 127 credit unions we track in New Jersey. It serves 7,432 members.
Does Raritan Bay have CFPB complaints?
No CFPB complaints against Raritan Bay appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
