Skip to main content
credit union

Williamsville

Amherst, NY · Est. 1953
B
Trust Grade
Strong
Score: 84/100

Williamsville is a credit union based in Amherst, New York, established in 1953, with $11 million in total assets serving 1,852 members. By Trust Grade it ranks 212th of 267 credit unions we track in New York. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-0.63% return on assets), a point to watch. No consumer complaints against Williamsville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.9M
<$100M institution
Members
1,852
Shares & deposits
Net worth ratio
12.2%
Bottom 34% of <$100M peers · New York median 12%
Return on assets
-0.6%
Bottom 12% of <$100M peers · New York median 0.67%
Rank in New York
#212
of 267 credit unions

How Williamsville compares to New York peers

Net worth ratio
Bottom 34% of <$100M peers
Williamsville
12.2%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Williamsville
-0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Williamsville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (12.2% capital ratio)
  • Unprofitable over the period (ROA -0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Williamsville over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Williamsville insured?

Yes. Williamsville is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Williamsville: frequently asked questions

Is Williamsville a good credit union?

Williamsville earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Unprofitable over the period (ROA -0.63%).

Is Williamsville NCUA-insured?

Yes. Williamsville is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Williamsville?

Williamsville holds $11 million in total assets, ranking 212th of 267 credit unions we track in New York. It serves 1,852 members.

Does Williamsville have CFPB complaints?

No CFPB complaints against Williamsville appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Sing Sing Employees
credit union · Briarcliff Mano, NY · $11M assets
Metro Realtors
credit union · Melville, NY · $11M assets
Cvph Employees
credit union · Plattsburgh, NY · $10M assets
Maryvale Schools
credit union · Cheektowaga, NY · $10M assets
Circuit
credit union · Cheektowaga, NY · $12M assets
Seneca Nation Of Indians
credit union · Irving, NY · $10M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →