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Metro Realtors

Melville, NY · Est. 1972
66/ 100
Trust Grade
Fair
66 out of 100

Metro Realtors is a credit union based in Melville, New York, established in 1972, with $11 million in total assets serving 1,599 members. By Trust Grade it ranks 261st of 267 credit unions we track in New York. Its net worth ratio of 10.0% trails most similarly sized credit unions (18th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-2.93% return on assets), a point to watch. No consumer complaints against Metro Realtors appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.1M
<$100M institution
Members
1,599
Shares & deposits
Net worth ratio
10.0%
Bottom 18% of <$100M peers · New York median 12%
Return on assets
-2.9%
Bottom 3% of <$100M peers · New York median 0.67%
Rank in New York
#261
of 267 credit unions

How Metro Realtors compares to New York peers

Net worth ratio
Bottom 18% of <$100M peers
Metro Realtors
10.0%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
Metro Realtors
-2.9%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Metro Realtors

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
66/100
Customer experience
n/a
Overall
66/100
  • Well-capitalized (10.0% capital ratio)
  • Unprofitable over the period (ROA -2.93%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Metro Realtors over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Metro Realtors insured?

Yes. Metro Realtors is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Metro Realtors: frequently asked questions

Is Metro Realtors a good credit union?

Metro Realtors earns a Bankzia Trust Grade of D (66/100, "Fair"), based on a financial-strength score of 66/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Unprofitable over the period (ROA -2.93%).

Is Metro Realtors NCUA-insured?

Yes. Metro Realtors is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Metro Realtors?

Metro Realtors holds $11 million in total assets, ranking 261st of 267 credit unions we track in New York. It serves 1,599 members.

Does Metro Realtors have CFPB complaints?

No CFPB complaints against Metro Realtors appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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