Sjp
Sjp is a credit union based in Buffalo, New York, established in 1939, with $186 million in total assets serving 7,258 members. By Trust Grade it ranks 85th of 267 credit unions we track in New York. Its net worth ratio of 11.3% is stronger than 51% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Sjp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sjp compares to New York peers
How we graded Sjp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 2.00%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Sjp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sjp insured?
Yes. Sjp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sjp: frequently asked questions
Is Sjp a good credit union?
Sjp earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 2.00%).
Is Sjp NCUA-insured?
Yes. Sjp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sjp?
Sjp holds $186 million in total assets, ranking 85th of 267 credit unions we track in New York. It serves 7,258 members.
Does Sjp have CFPB complaints?
No CFPB complaints against Sjp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
