Ulster
Ulster is a credit union based in Kingston, New York, established in 1974, with $177 million in total assets serving 6,975 members. By Trust Grade it ranks 169th of 267 credit unions we track in New York. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Ulster appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ulster compares to New York peers
How we graded Ulster
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ulster over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ulster insured?
Yes. Ulster is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ulster: frequently asked questions
Is Ulster a good credit union?
Ulster earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.62%).
Is Ulster NCUA-insured?
Yes. Ulster is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ulster?
Ulster holds $177 million in total assets, ranking 169th of 267 credit unions we track in New York. It serves 6,975 members.
Does Ulster have CFPB complaints?
No CFPB complaints against Ulster appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
