Buffalo Conrail
Buffalo Conrail is a credit union based in Cheektowaga, New York, established in 1935, with $59 million in total assets serving 2,563 members. By Trust Grade it ranks 84th of 267 credit unions we track in New York. Its net worth ratio of 22.3% is stronger than 84% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Buffalo Conrail appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Buffalo Conrail compares to New York peers
How we graded Buffalo Conrail
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.3% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Buffalo Conrail over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Buffalo Conrail insured?
Yes. Buffalo Conrail is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Buffalo Conrail: frequently asked questions
Is Buffalo Conrail a good credit union?
Buffalo Conrail earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (22.3% capital ratio); Profitable (ROA 0.67%).
Is Buffalo Conrail NCUA-insured?
Yes. Buffalo Conrail is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Buffalo Conrail?
Buffalo Conrail holds $59 million in total assets, ranking 84th of 267 credit unions we track in New York. It serves 2,563 members.
Does Buffalo Conrail have CFPB complaints?
No CFPB complaints against Buffalo Conrail appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
