Oswego Teachers Employees
Oswego Teachers Employees is a credit union based in Oswego, New York, established in 1961, with $59 million in total assets serving 2,587 members. By Trust Grade it ranks 166th of 267 credit unions we track in New York. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Oswego Teachers Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oswego Teachers Employees compares to New York peers
How we graded Oswego Teachers Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oswego Teachers Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oswego Teachers Employees insured?
Yes. Oswego Teachers Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oswego Teachers Employees: frequently asked questions
Is Oswego Teachers Employees a good credit union?
Oswego Teachers Employees earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.03%).
Is Oswego Teachers Employees NCUA-insured?
Yes. Oswego Teachers Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oswego Teachers Employees?
Oswego Teachers Employees holds $59 million in total assets, ranking 166th of 267 credit unions we track in New York. It serves 2,587 members.
Does Oswego Teachers Employees have CFPB complaints?
No CFPB complaints against Oswego Teachers Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
