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credit union

Leatherstocking Region

Cooperstown, NY · Est. 1977
97/ 100
Trust Grade
Excellent
97 out of 100

Leatherstocking Region is a credit union based in Cooperstown, New York, established in 1977, with $108 million in total assets serving 6,054 members. By Trust Grade it ranks 70th of 267 credit unions we track in New York. Its net worth ratio of 11.7% is stronger than 56% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Leatherstocking Region appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$107.5M
$100M–1B institution
Members
6,054
Shares & deposits
Net worth ratio
11.7%
Top 44% of $100M–1B peers · New York median 12%
Return on assets
1.1%
Top 26% of $100M–1B peers · New York median 0.67%
Rank in New York
#70
of 267 credit unions

How Leatherstocking Region compares to New York peers

Net worth ratio
Top 44% of $100M–1B peers
Leatherstocking Region
11.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Leatherstocking Region
1.1%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Leatherstocking Region

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
97/100
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Leatherstocking Region over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Leatherstocking Region insured?

Yes. Leatherstocking Region is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Leatherstocking Region: frequently asked questions

Is Leatherstocking Region a good credit union?

Leatherstocking Region earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.07%).

Is Leatherstocking Region NCUA-insured?

Yes. Leatherstocking Region is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Leatherstocking Region?

Leatherstocking Region holds $108 million in total assets, ranking 70th of 267 credit unions we track in New York. It serves 6,054 members.

Does Leatherstocking Region have CFPB complaints?

No CFPB complaints against Leatherstocking Region appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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