Skip to main content
credit union

One Credit Union Of Ny

Cheektowaga, NY · Est. 1933
A
Trust Grade
Excellent
Score: 98/100

One Credit Union Of Ny is a credit union based in Cheektowaga, New York, established in 1933, with $112 million in total assets serving 8,152 members. By Trust Grade it ranks 61st of 267 credit unions we track in New York. Its net worth ratio of 13.1% is stronger than 72% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against One Credit Union Of Ny appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.8M
$100M–1B institution
Members
8,152
Shares & deposits
Net worth ratio
13.1%
Top 28% of $100M–1B peers · New York median 12%
Return on assets
1.1%
Top 23% of $100M–1B peers · New York median 0.67%
Rank in New York
#61
of 267 credit unions

How One Credit Union Of Ny compares to New York peers

Net worth ratio
Top 28% of $100M–1B peers
One Credit
13.1%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
One Credit
1.1%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded One Credit Union Of Ny

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.1% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for One Credit Union Of Ny over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at One Credit Union Of Ny insured?

Yes. One Credit Union Of Ny is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

One Credit Union Of Ny: frequently asked questions

Is One Credit Union Of Ny a good credit union?

One Credit Union Of Ny earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.13%).

Is One Credit Union Of Ny NCUA-insured?

Yes. One Credit Union Of Ny is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is One Credit Union Of Ny?

One Credit Union Of Ny holds $112 million in total assets, ranking 61st of 267 credit unions we track in New York. It serves 8,152 members.

Does One Credit Union Of Ny have CFPB complaints?

No CFPB complaints against One Credit Union Of Ny appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Trunorthern
credit union · Malone, NY · $111M assets
American Broadcast Employees
credit union · Rockville Centr, NY · $114M assets
Leatherstocking Region
credit union · Cooperstown, NY · $108M assets
Next Step
credit union · Troy, NY · $107M assets
Salt City
credit union · Solvay, NY · $117M assets
Consumers
credit union · Brooklyn, NY · $104M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →