Finger Lakes Health Care
Finger Lakes Health Care is a credit union based in Elmira, New York, established in 1973, with $35 million in total assets serving 2,464 members. By Trust Grade it ranks 94th of 267 credit unions we track in New York. Its net worth ratio of 15.5% is stronger than 59% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Finger Lakes Health Care appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Finger Lakes Health Care compares to New York peers
How we graded Finger Lakes Health Care
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.5% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Finger Lakes Health Care over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Finger Lakes Health Care insured?
Yes. Finger Lakes Health Care is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Finger Lakes Health Care: frequently asked questions
Is Finger Lakes Health Care a good credit union?
Finger Lakes Health Care earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.58%).
Is Finger Lakes Health Care NCUA-insured?
Yes. Finger Lakes Health Care is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Finger Lakes Health Care?
Finger Lakes Health Care holds $35 million in total assets, ranking 94th of 267 credit unions we track in New York. It serves 2,464 members.
Does Finger Lakes Health Care have CFPB complaints?
No CFPB complaints against Finger Lakes Health Care appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
