Skip to main content
credit union

Ed-Med

Ogdensburg, NY · Est. 1959
A
Trust Grade
Excellent
Score: 98/100

Ed-Med is a credit union based in Ogdensburg, New York, established in 1959, with $34 million in total assets serving 2,088 members. By Trust Grade it ranks 28th of 267 credit unions we track in New York. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Ed-Med appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$34.0M
<$100M institution
Members
2,088
Shares & deposits
Net worth ratio
12.5%
Bottom 37% of <$100M peers · New York median 12%
Return on assets
1.1%
Top 28% of <$100M peers · New York median 0.67%
Rank in New York
#28
of 267 credit unions

How Ed-Med compares to New York peers

Net worth ratio
Bottom 37% of <$100M peers
Ed-Med
12.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of <$100M peers
Ed-Med
1.1%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ed-Med

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ed-Med over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ed-Med insured?

Yes. Ed-Med is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ed-Med: frequently asked questions

Is Ed-Med a good credit union?

Ed-Med earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.07%).

Is Ed-Med NCUA-insured?

Yes. Ed-Med is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ed-Med?

Ed-Med holds $34 million in total assets, ranking 28th of 267 credit unions we track in New York. It serves 2,088 members.

Does Ed-Med have CFPB complaints?

No CFPB complaints against Ed-Med appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Medisys Employees
credit union · Jamaica, NY · $34M assets
Chen-Del-O
credit union · Franklin, NY · $35M assets
Westar
credit union · Camillus, NY · $33M assets
O And R Utilities Employees
credit union · Monroe, NY · $35M assets
Finger Lakes Health Care
credit union · Elmira, NY · $35M assets
Erie County Employees
credit union · Buffalo, NY · $32M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →