O And R Utilities Employees
O And R Utilities Employees is a credit union based in Monroe, New York, established in 1980, with $35 million in total assets serving 1,957 members. By Trust Grade it ranks 170th of 267 credit unions we track in New York. Its net worth ratio of 11.5% trails most similarly sized credit unions (28th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.05% return on assets. No consumer complaints against O And R Utilities Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How O And R Utilities Employees compares to New York peers
How we graded O And R Utilities Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for O And R Utilities Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at O And R Utilities Employees insured?
Yes. O And R Utilities Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
O And R Utilities Employees: frequently asked questions
Is O And R Utilities Employees a good credit union?
O And R Utilities Employees earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.05%).
Is O And R Utilities Employees NCUA-insured?
Yes. O And R Utilities Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is O And R Utilities Employees?
O And R Utilities Employees holds $35 million in total assets, ranking 170th of 267 credit unions we track in New York. It serves 1,957 members.
Does O And R Utilities Employees have CFPB complaints?
No CFPB complaints against O And R Utilities Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
