Parks Heritage
Parks Heritage is a credit union based in Glens Falls, New York, established in 1965, with $42 million in total assets serving 3,695 members. By Trust Grade it ranks 80th of 267 credit unions we track in New York. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Parks Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Parks Heritage compares to New York peers
How we graded Parks Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Parks Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Parks Heritage insured?
Yes. Parks Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Parks Heritage: frequently asked questions
Is Parks Heritage a good credit union?
Parks Heritage earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Profitable (ROA 0.81%).
Is Parks Heritage NCUA-insured?
Yes. Parks Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Parks Heritage?
Parks Heritage holds $42 million in total assets, ranking 80th of 267 credit unions we track in New York. It serves 3,695 members.
Does Parks Heritage have CFPB complaints?
No CFPB complaints against Parks Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
