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credit union

Westchester Schools'

Rye Brook, NY · Est. 1954
A
Trust Grade
Excellent
Score: 91/100

Westchester Schools' is a credit union based in Rye Brook, New York, established in 1954, with $41 million in total assets serving 2,751 members. By Trust Grade it ranks 148th of 267 credit unions we track in New York. Its net worth ratio of 11.0% trails most similarly sized credit unions (25th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Westchester Schools' appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$40.5M
<$100M institution
Members
2,751
Shares & deposits
Net worth ratio
11.0%
Bottom 25% of <$100M peers · New York median 12%
Return on assets
0.6%
Bottom 47% of <$100M peers · New York median 0.67%
Rank in New York
#148
of 267 credit unions

How Westchester Schools' compares to New York peers

Net worth ratio
Bottom 25% of <$100M peers
Westchester Schools'
11.0%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Westchester Schools'
0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Westchester Schools'

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (11.0% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westchester Schools' over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westchester Schools' insured?

Yes. Westchester Schools' is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westchester Schools': frequently asked questions

Is Westchester Schools' a good credit union?

Westchester Schools' earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.55%).

Is Westchester Schools' NCUA-insured?

Yes. Westchester Schools' is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westchester Schools'?

Westchester Schools' holds $41 million in total assets, ranking 148th of 267 credit unions we track in New York. It serves 2,751 members.

Does Westchester Schools' have CFPB complaints?

No CFPB complaints against Westchester Schools' appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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