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credit union

District #6

Hornell, NY · Est. 1936
57/ 100
Trust Grade
Below average
57 out of 100

District #6 is a credit union based in Hornell, New York, established in 1936, with $25 million in total assets serving 1,707 members. By Trust Grade it ranks 265th of 267 credit unions we track in New York. Its net worth ratio of 7.7% trails most similarly sized credit unions (4th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-2.10% return on assets), a point to watch. No consumer complaints against District #6 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.7M
<$100M institution
Members
1,707
Shares & deposits
Net worth ratio
7.7%
Bottom 4% of <$100M peers · New York median 12%
Return on assets
-2.1%
Bottom 4% of <$100M peers · New York median 0.67%
Rank in New York
#265
of 267 credit unions

How District #6 compares to New York peers

Net worth ratio
Bottom 4% of <$100M peers
District #6
7.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
District #6
-2.1%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded District #6

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
57/100
Customer experience
n/a
Overall
57/100
  • Well-capitalized (7.7% capital ratio)
  • Unprofitable over the period (ROA -2.10%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for District #6 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at District #6 insured?

Yes. District #6 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

District #6: frequently asked questions

Is District #6 a good credit union?

District #6 earns a Bankzia Trust Grade of F (57/100, "Below average"), based on a financial-strength score of 57/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Unprofitable over the period (ROA -2.10%).

Is District #6 NCUA-insured?

Yes. District #6 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is District #6?

District #6 holds $25 million in total assets, ranking 265th of 267 credit unions we track in New York. It serves 1,707 members.

Does District #6 have CFPB complaints?

No CFPB complaints against District #6 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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