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credit union

Westside Community

Churchville, NY · Est. 1962
A
Trust Grade
Excellent
Score: 93/100

Westside Community is a credit union based in Churchville, New York, established in 1962, with $25 million in total assets serving 1,849 members. By Trust Grade it ranks 125th of 267 credit unions we track in New York. Its net worth ratio of 10.7% trails most similarly sized credit unions (23th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Westside Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.3M
<$100M institution
Members
1,849
Shares & deposits
Net worth ratio
10.7%
Bottom 23% of <$100M peers · New York median 12%
Return on assets
1.4%
Top 18% of <$100M peers · New York median 0.67%
Rank in New York
#125
of 267 credit unions

How Westside Community compares to New York peers

Net worth ratio
Bottom 23% of <$100M peers
Westside Community
10.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of <$100M peers
Westside Community
1.4%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Westside Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westside Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westside Community insured?

Yes. Westside Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westside Community: frequently asked questions

Is Westside Community a good credit union?

Westside Community earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.38%).

Is Westside Community NCUA-insured?

Yes. Westside Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westside Community?

Westside Community holds $25 million in total assets, ranking 125th of 267 credit unions we track in New York. It serves 1,849 members.

Does Westside Community have CFPB complaints?

No CFPB complaints against Westside Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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