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credit union

Le Roy

Le Roy, NY · Est. 1958
A
Trust Grade
Excellent
Score: 93/100

Le Roy is a credit union based in Le Roy, New York, established in 1958, with $22 million in total assets serving 1,542 members. By Trust Grade it ranks 121st of 267 credit unions we track in New York. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Le Roy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.6M
<$100M institution
Members
1,542
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · New York median 12%
Return on assets
2.0%
Top 6% of <$100M peers · New York median 0.67%
Rank in New York
#121
of 267 credit unions

How Le Roy compares to New York peers

Net worth ratio
Bottom 22% of <$100M peers
Le Roy
10.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Le Roy
2.0%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Le Roy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Le Roy over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Le Roy insured?

Yes. Le Roy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Le Roy: frequently asked questions

Is Le Roy a good credit union?

Le Roy earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 2.01%).

Is Le Roy NCUA-insured?

Yes. Le Roy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Le Roy?

Le Roy holds $22 million in total assets, ranking 121st of 267 credit unions we track in New York. It serves 1,542 members.

Does Le Roy have CFPB complaints?

No CFPB complaints against Le Roy appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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