The Heart Center
The Heart Center is a credit union based in Roslyn, New York, established in 1976, with $21 million in total assets serving 2,580 members. By Trust Grade it ranks 69th of 267 credit unions we track in New York. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against The Heart Center appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Heart Center compares to New York peers
How we graded The Heart Center
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.1% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Heart Center over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The Heart Center insured?
Yes. The Heart Center is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Heart Center: frequently asked questions
Is The Heart Center a good credit union?
The Heart Center earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Profitable (ROA 0.88%).
Is The Heart Center NCUA-insured?
Yes. The Heart Center is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The Heart Center?
The Heart Center holds $21 million in total assets, ranking 69th of 267 credit unions we track in New York. It serves 2,580 members.
Does The Heart Center have CFPB complaints?
No CFPB complaints against The Heart Center appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
