Niagara-Wheatfield
Niagara-Wheatfield is a credit union based in Sanborn, New York, established in 1960, with $21 million in total assets serving 1,830 members. By Trust Grade it ranks 122nd of 267 credit unions we track in New York. Its net worth ratio of 10.6% trails most similarly sized credit unions (21th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Niagara-Wheatfield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Niagara-Wheatfield compares to New York peers
How we graded Niagara-Wheatfield
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Niagara-Wheatfield over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Niagara-Wheatfield insured?
Yes. Niagara-Wheatfield is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Niagara-Wheatfield: frequently asked questions
Is Niagara-Wheatfield a good credit union?
Niagara-Wheatfield earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Strongly profitable (ROA 1.22%).
Is Niagara-Wheatfield NCUA-insured?
Yes. Niagara-Wheatfield is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Niagara-Wheatfield?
Niagara-Wheatfield holds $21 million in total assets, ranking 122nd of 267 credit unions we track in New York. It serves 1,830 members.
Does Niagara-Wheatfield have CFPB complaints?
No CFPB complaints against Niagara-Wheatfield appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
