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credit union

United Nations

Long Island Cit, NY · Est. 1947
B
Trust Grade
Strong
Score: 89/100

United Nations is a credit union based in Long Island Cit, New York, established in 1947, with $10.5 billion in total assets serving 264,065 members. By Trust Grade it ranks 163rd of 267 credit unions we track in New York. Its net worth ratio of 9.6% trails most similarly sized credit unions (30th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against United Nations appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.5B
$10B–100B institution
Members
264,065
Shares & deposits
Net worth ratio
9.6%
Bottom 30% of $10B–100B peers · New York median 12%
Return on assets
1.2%
Top 30% of $10B–100B peers · New York median 0.67%
Rank in New York
#163
of 267 credit unions

How United Nations compares to New York peers

Net worth ratio
Bottom 30% of $10B–100B peers
United Nations
9.6%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $10B–100B peers
United Nations
1.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded United Nations

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Nations over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at United Nations insured?

Yes. United Nations is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Nations: frequently asked questions

Is United Nations a good credit union?

United Nations earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.19%).

Is United Nations NCUA-insured?

Yes. United Nations is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is United Nations?

United Nations holds $10.5 billion in total assets, ranking 163rd of 267 credit unions we track in New York. It serves 264,065 members.

Does United Nations have CFPB complaints?

No CFPB complaints against United Nations appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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