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credit union

Teachers

Smithtown, NY · Est. 1952
A
Trust Grade
Excellent
Score: 93/100

Teachers is a credit union based in Smithtown, New York, established in 1952, with $9.9 billion in total assets serving 478,252 members. By Trust Grade it ranks 118th of 267 credit unions we track in New York. Its net worth ratio of 10.8% is stronger than 51% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.9B
$1B–10B institution
Members
478,252
Shares & deposits
Net worth ratio
10.8%
Top 49% of $1B–10B peers · New York median 12%
Return on assets
1.0%
Top 24% of $1B–10B peers · New York median 0.67%
Rank in New York
#118
of 267 credit unions

How Teachers compares to New York peers

Net worth ratio
Top 49% of $1B–10B peers
Teachers
10.8%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $1B–10B peers
Teachers
1.0%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Teachers insured?

Yes. Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Teachers: frequently asked questions

Is Teachers a good credit union?

Teachers earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Strongly profitable (ROA 1.02%).

Is Teachers NCUA-insured?

Yes. Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Teachers?

Teachers holds $9.9 billion in total assets, ranking 118th of 267 credit unions we track in New York. It serves 478,252 members.

Does Teachers have CFPB complaints?

No CFPB complaints against Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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