Skip to main content
credit union

Fourleaf

Bethpage, NY · Est. 1941
D
Trust Grade
Below average
Score: 64/100

Fourleaf is a credit union based in Bethpage, New York, established in 1941, with $14.4 billion in total assets serving 519,123 members. By Trust Grade it ranks 261st of 267 credit unions we track in New York. Its net worth ratio of 9.1% trails most similarly sized credit unions (13th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.61% return on assets. Consumers filed 495 complaints about FourLeaf Federal Credit Union with the CFPB — 34.5 per $1B in assets, a higher rate than 78% of peers.

Total assets
$14.4B
$10B–100B institution
Members
519,123
Shares & deposits
Net worth ratio
9.1%
Bottom 13% of $10B–100B peers · New York median 12%
Return on assets
0.6%
Bottom 35% of $10B–100B peers · New York median 0.67%
Rank in New York
#261
of 267 credit unions

How Fourleaf compares to New York peers

Net worth ratio
Bottom 13% of $10B–100B peers
Fourleaf
9.1%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $10B–100B peers
Fourleaf
0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Fourleaf

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
43.5/100
Overall
D · 64
  • Well-capitalized (9.1% capital ratio)
  • Profitable (ROA 0.61%)
  • 34.5 complaints per $1B in assets

Consumer complaints (CFPB)

495 complaints filed with the CFPB against FourLeaf Federal Credit Union — 34.5 per $1B in assets.

Total complaints
495
Per $1B assets
34.5
Lower = better
Answered on time
100.0%
Closed with relief
0.0%
Complaints by product
Checking or savings account
147
Mortgage
133
Credit reporting or other personal consumer reports
87
Vehicle loan or lease
53
Credit card
21

Are deposits at Fourleaf insured?

Yes. Fourleaf is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fourleaf: frequently asked questions

Is Fourleaf a good credit union?

Fourleaf earns a Bankzia Trust Grade of D (64/100, "Below average"), based on a financial-strength score of 84/100 and a customer-experience score of 43.5/100. Well-capitalized (9.1% capital ratio); Profitable (ROA 0.61%).

Is Fourleaf NCUA-insured?

Yes. Fourleaf is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fourleaf?

Fourleaf holds $14.4 billion in total assets, ranking 261st of 267 credit unions we track in New York. It serves 519,123 members.

How many complaints does Fourleaf have?

Consumers filed 495 complaints about FourLeaf Federal Credit Union with the CFPB, or 34.5 per $1B in assets. 100% were answered on time. 0% closed with relief to the consumer.

Similar Credit Unions

Esl
credit union · Rochester, NY · $10.6B assets
United Nations
credit union · Long Island Cit, NY · $10.5B assets
Teachers
credit union · Smithtown, NY · $9.9B assets
Broadview
credit union · Albany, NY · $9.2B assets
Hudson Valley
credit union · Poughkeepsie, NY · $8.1B assets
Visions
credit union · Endicott, NY · $5.3B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →