Generations United
Generations United is a credit union based in New York, New York, established in 2023, with $7 million in total assets serving 264 members. By Trust Grade it ranks 253rd of 267 credit unions we track in New York. Its net worth ratio of 46.6% is stronger than 99% of similarly sized credit unions, versus a New York median of 12%. It posted a loss over the most recent period (-6.89% return on assets), a point to watch. No consumer complaints against Generations United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Generations United compares to New York peers
How we graded Generations United
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (46.6% capital ratio)
- Unprofitable over the period (ROA -6.89%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Generations United over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Generations United insured?
Yes. Generations United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Generations United: frequently asked questions
Is Generations United a good credit union?
Generations United earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (46.6% capital ratio); Unprofitable over the period (ROA -6.89%).
Is Generations United NCUA-insured?
Yes. Generations United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Generations United?
Generations United holds $7 million in total assets, ranking 253rd of 267 credit unions we track in New York. It serves 264 members.
Does Generations United have CFPB complaints?
No CFPB complaints against Generations United appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
