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Griffith Institute Employees

Springville, NY · Est. 1961
B
Trust Grade
Strong
Score: 83/100

Griffith Institute Employees is a credit union based in Springville, New York, established in 1961, with $6 million in total assets serving 594 members. By Trust Grade it ranks 219th of 267 credit unions we track in New York. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Griffith Institute Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.0M
<$100M institution
Members
594
Shares & deposits
Net worth ratio
9.6%
Bottom 14% of <$100M peers · New York median 12%
Return on assets
0.2%
Bottom 32% of <$100M peers · New York median 0.67%
Rank in New York
#219
of 267 credit unions

How Griffith Institute Employees compares to New York peers

Net worth ratio
Bottom 14% of <$100M peers
Griffith Institute
9.6%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
Griffith Institute
0.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Griffith Institute Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Griffith Institute Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Griffith Institute Employees insured?

Yes. Griffith Institute Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Griffith Institute Employees: frequently asked questions

Is Griffith Institute Employees a good credit union?

Griffith Institute Employees earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.23%).

Is Griffith Institute Employees NCUA-insured?

Yes. Griffith Institute Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Griffith Institute Employees?

Griffith Institute Employees holds $6 million in total assets, ranking 219th of 267 credit unions we track in New York. It serves 594 members.

Does Griffith Institute Employees have CFPB complaints?

No CFPB complaints against Griffith Institute Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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