Niagara Regional
Niagara Regional is a credit union based in North Tonawanda, New York, established in 1939, with $40 million in total assets serving 239,300 members. By Trust Grade it ranks 223rd of 267 credit unions we track in New York. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Niagara Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Niagara Regional compares to New York peers
How we graded Niagara Regional
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Niagara Regional over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Niagara Regional insured?
Yes. Niagara Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Niagara Regional: frequently asked questions
Is Niagara Regional a good credit union?
Niagara Regional earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.63%).
Is Niagara Regional NCUA-insured?
Yes. Niagara Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Niagara Regional?
Niagara Regional holds $40 million in total assets, ranking 223rd of 267 credit unions we track in New York. It serves 239,300 members.
Does Niagara Regional have CFPB complaints?
No CFPB complaints against Niagara Regional appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
