Saint Lawrence
Saint Lawrence is a credit union based in Ogdensburg, New York, established in 1954, with $268 million in total assets serving 13,338 members. By Trust Grade it ranks 139th of 267 credit unions we track in New York. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Saint Lawrence appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Saint Lawrence compares to New York peers
How we graded Saint Lawrence
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Saint Lawrence over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Saint Lawrence insured?
Yes. Saint Lawrence is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Saint Lawrence: frequently asked questions
Is Saint Lawrence a good credit union?
Saint Lawrence earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.57%).
Is Saint Lawrence NCUA-insured?
Yes. Saint Lawrence is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Saint Lawrence?
Saint Lawrence holds $268 million in total assets, ranking 139th of 267 credit unions we track in New York. It serves 13,338 members.
Does Saint Lawrence have CFPB complaints?
No CFPB complaints against Saint Lawrence appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
