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credit union

Compass

Oswego, NY · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Compass is a credit union based in Oswego, New York, established in 1966, with $99 million in total assets serving 8,107 members. By Trust Grade it ranks 35th of 267 credit unions we track in New York. Its net worth ratio of 15.3% is stronger than 57% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.33% return on assets. No consumer complaints against Compass appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$99.1M
<$100M institution
Members
8,107
Shares & deposits
Net worth ratio
15.3%
Top 43% of <$100M peers · New York median 12%
Return on assets
2.3%
Top 4% of <$100M peers · New York median 0.67%
Rank in New York
#35
of 267 credit unions

How Compass compares to New York peers

Net worth ratio
Top 43% of <$100M peers
Compass
15.3%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of <$100M peers
Compass
2.3%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Compass

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.3% capital ratio)
  • Strongly profitable (ROA 2.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Compass over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Compass insured?

Yes. Compass is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Compass: frequently asked questions

Is Compass a good credit union?

Compass earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 2.33%).

Is Compass NCUA-insured?

Yes. Compass is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Compass?

Compass holds $99 million in total assets, ranking 35th of 267 credit unions we track in New York. It serves 8,107 members.

Does Compass have CFPB complaints?

No CFPB complaints against Compass appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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