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credit union

Servu

Painted Post, NY · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Servu is a credit union based in Painted Post, New York, established in 1956, with $519 million in total assets serving 43,467 members. By Trust Grade it ranks 23rd of 267 credit unions we track in New York. Its net worth ratio of 14.8% is stronger than 86% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Servu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$519.0M
$100M–1B institution
Members
43,467
Shares & deposits
Net worth ratio
14.8%
Top 14% of $100M–1B peers · New York median 12%
Return on assets
1.4%
Top 14% of $100M–1B peers · New York median 0.67%
Rank in New York
#23
of 267 credit unions

How Servu compares to New York peers

Net worth ratio
Top 14% of $100M–1B peers
Servu
14.8%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
Servu
1.4%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Servu

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.8% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Servu over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Servu insured?

Yes. Servu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Servu: frequently asked questions

Is Servu a good credit union?

Servu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.39%).

Is Servu NCUA-insured?

Yes. Servu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Servu?

Servu holds $519 million in total assets, ranking 23rd of 267 credit unions we track in New York. It serves 43,467 members.

Does Servu have CFPB complaints?

No CFPB complaints against Servu appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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